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What Is IRS Form W-8BEN?

In one line: W-8BEN is how a non-US individual certifies they’re foreign when receiving certain US-source income.

You’ll see it when a US payer or platform (or their payment processor) needs tax paperwork before paying you. Examples: Stripe, PayPal, Amazon, AdSense, marketplaces, US clients.

What W-8BEN Does

  • Confirms you are not a US person (for tax purposes)
  • Helps the payer apply the correct withholding logic
  • May support treaty-related handling (if applicable to your situation)

What W-8BEN Does NOT Do

  • It is not a tax return
  • It does not calculate your taxes
  • It does not grant a visa, work permit, or authorization

WARNING: If filled incorrectly or inconsistently, platforms may delay payouts or apply default withholding. (We don’t give advice or guarantees — we check for obvious issues.)

Why Platforms Ask For It

  • Compliance: they need documentation on file before paying you
  • Risk control: mismatches trigger reviews, holds, or rejections
  • Consistency: name/address/status must “line up” across systems

Common Confusion Points

  • Using a nickname vs. legal name (platform account vs. passport name)
  • Address formatting differences (permanent vs. mailing)
  • Leaving required fields blank because they “seem optional”
  • Signing/dating incorrectly (invalid certification)
  • Treaty sections: people over-claim or under-complete them
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Related Guides

  • Who Needs Form W-8BEN?
  • Avoid Common W-8BEN Mistakes
  • Platform Tax Info Rejected? (Rejection Report)